Everything your wallet needs.

One app built for how Nigerians actually move money. Each feature designed, tested, and shipped to remove friction — not add it.

Multi-wallets

One app. Four currencies.

VimaPay gives you dedicated wallets for Nigerian Naira (NGN), US Dollar (USD), British Pound (GBP), and Euro (EUR). Each wallet comes with its own unique account details — so receiving local or international payments is as simple as sharing a number.

  • NGN wallet with dedicated Jaiz Bank account details
  • USD wallet with US routing number, account number, and SWIFT code
  • GBP and EUR wallet support
  • Switch between wallets instantly from your dashboard

Send Money Globally

Your money moves when you say so.

Send money to any Nigerian bank account or international recipient in seconds. VimaPay supports ACH transfers, beneficiary saving, and real-time FX rates so you always know exactly what the receiver gets before you confirm.

  • Send to Nigerian bank accounts instantly
  • International transfers via ACH with transparent FX rates
  • Save frequent recipients as beneficiaries
  • PIN-protected confirmation for every transaction

Bill Payment

Every bill. One app.

Stop juggling multiple apps for every payment. VimaPay covers your airtime, internet bundles, gift cards, game top-ups, and eSIM activations — all from a single Bills screen. Pay in naira, get it done globally.

  • Buy airtime for any Nigerian network
  • Purchase international gift cards delivered by email
  • Top up gaming credits across major platforms
  • Activate eSIMs for travel without a physical SIM

Virtual Card

A card that's always in your pocket.

Your VimaPay virtual card is a fully functional dollar card you can use for online purchases, subscriptions, and international payments. Fund it from your wallet, freeze it if you suspect misuse, and manage your spending from the app.

  • Instant virtual dollar card creation
  • Fund directly from your USD wallet
  • Freeze and unfreeze with one tap
  • View card balance and recent transactions
  • Use for online shopping, streaming, and global subscriptions

Stream Point

Power up with Stream Points.

Stream Points is VimaPay’s in-app value system. Purchase Stream Points directly through the app and use them to unlock exclusive perks and in-app benefits. It’s a faster, smarter way to get more out of your VimaPay experience.

  • Purchase Stream Points directly from the app
  • Instantly available once purchased — no delays
  • Use points to unlock exclusive in-app perks and benefits
  • Visible and manageable from your dashboard and Bills screen
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